Frugality is coming to be more popular especially with constant increase in prices everywhere.  It is a way to make sure you are getting the most out of your dollar.

If you are just starting to be frugal, here are some essential rules you may want to try.

• Do not buy things you don’t…

Death to most of us is really painful.  I say condolence and feel sad whenever someone I know dies. But the feeling I felt honestly was superficial.  I know that now.  When Mama died, the pain was unfathomable.  Now I am in their shoes.  Now I know how it really feels to lose someone dear to you.  As I give the previous days some reflection, I have learned two very precious points.  At this very moment,  I am giving these 2 points importance and priority.

Health is…

Teaching Kids How To Save Money

It's great that schools are now emphasizing the need to teach financial literacy in the classroom but the issue is training teachers. The problem is that most adults don't understand the basics of financial investing, yet they overestimate their knowledge. Here's a way to test your financial investment acumen from…

I am excited to let you all know about the half off deal I have going on now for my healthy menu planning membership, Menus by Mesa de Vida! 

I am a personal chef/nutrition consultant that has lost over 100 pounds by transforming my lifestyle, including cleaning up my diet with delicious, healthy, #REALFOOD recipes I make for my clients as well. I now have a menu planning membership that helps others be ROCK STARS…

Recently, my husband and I sat down and had a conversation about our budget. It's something I recommend that every couple do, just so there's a real understanding on both ends what the expectations are, how much can be spent and what/why/how you're planning to save. That being said, I hate these conversations. For this very reason: I don't mix well with money. I mean, I can find a deal like no other. But it becomes addictive. To the point where I just wanna shop. When I'm bummed, I want to…

I discovered that making my own laundry soap for our family was not simply a way to save money, but a way to serve and honor God... a way to fulfill the illustration of the woman God gives us as an example in Proverbs 31!…

Today marks the 42nd annual Earth Day. The first was during the height of the flower child era on April 22, 1970 when 20 million Americans held demonstrations across the country rallying for a healthy, sustainable environment. The devastation of the oil spill in Santa Barbara, California in 1969 gave Earth Day founder, Gaylord Nelson, the inspiration. The Earth day Network works all year with over 22,000…

Just a few adjustments and habit changes and you can save money with your water heater.  These tips apply to the traditional water heaters.  If you have a heat pump or an on-demand water heater, you have a good energy saver unit.

• Check you water heater and see what the temperature is set at.  Most heaters are around 140 degrees.  Move your heater to 120 degrees and you will save up to 10% on your electric bill.
• Do the hand test.  Put your hand near the hot water heater…

When my husband and I talk about sending A off to college someday, we talk about it as an inevitability, not a possibility. It’s a matter of when, not if. And because we both attended private universities, we are especially familiar with how expensive an education can be—hundreds of thousands of dollars. Of course, most families count on federal grants, work-study programs, and public and private…

2/1/12 JCP!!!!!!!! new face new price

Bottles, and more bottles, sometimes you don't know what to do with those left over bottles. But what kind of bottles Madam Idea is talking about?, any bottle that can looks nice in your house as decor, let me explain what I do with my bottles. During winter time you can not open the windows or doors for some fresh air , not only that but there is really not much to look around so I tried to decor my house with nice stuff as the bottles , in my…

Did I say that this was going to be one of my New Year’s Resolutions?

I have put together a spreadsheet using excel with all of my monthly expenses like I said I would. Everything! I can’t believe the list in the miscellaneous column. Now it is time to get down to the nitty gritty and see exactly where I can save money.  Tip: I used this YouTube video to set up my…

Another savings and I did not have to leave!

We had a death in the family and we had to leave rather quickly and I knew I was coming home to so bare necessities! I did not want to come home to that so I got onto…

These 10 essentials were shipped to my front door for $20.05!…

Look what I got from ALICE!

I was using Amazon.mom to get my Huggies diapers for dirt cheap for about 3-4 months and then BAM they ended it. Not that they ended the subscribe and save diapers…

Sharing Some Coupons-24 of Them! Enjoy

I am not a couponing blog but I do get some coupons sent to me every now and then so thought I would share! Here they are if you are interested!…

I am saving $81.00 a month at the grocery. I am sharing my YouTube video with you that explains it all:) Yes Tawna on YouTube, I am getting the hang of it! Tried embedding it but it will not show up so here is the link. My channel is tawna6988

http://youtu.be/g4AV_eXWTD4

Have a good one!

Tawna