7 Tips to Heed When Filing a Medical Negligence Claim Comments Off on 7 Tips to Heed When Filing a Medical Negligence Claim 1

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Falling victim to medical negligence or malpractice can be a terrible experience, especially if the incident has caused significant hardship, loss, or a reduction in your quality of life. Of course, it’s completely understandable that you’d want to seek compensation for the negligent actions of a doctor, nurse, or another medical professional whose actions have caused you harm.

Oftentimes, patients experience the consequences of medical negligence in the form of three different kinds of suffering – emotions, finances, and health. If any of those aspects of your life have been affected due to a medical provider’s failure to properly do their job, then you’re probably already in the process of researching the steps required to bring your claim to court in pursuit of the compensation you deserve.

During the past decade, the number of medical negligence claims UK has essentially tripled, rising from about £580 million in 2008 to more than £1.4 billion in 2016. The recent surge in claims has coincided with heightened healthcare demands, not only because of an increasingly expanding and ageing population, but also due to an increased awareness of medical negligence laws and a larger supply of medical negligence lawyers, many of whom are willing to take cases “pro bono” – without any upfront cost. If you’re on the verge of filing a medical negligence claim in the UK, consider the following seven tips before getting started:

1. Consult with Medical Negligence Lawyers

Although you may be tempted to go it alone and do all the research and preparation independently, you may want to at least start by speaking to a professional to see if your case actually has merit before proceeding. Many leading firms like The Medical Negligence Experts offer free consultations that will help you determine whether you stand a good chance of winning in court, and in this case, they provide people with an online guide to medical claims.

From there, you can decide whether you want to represent yourself or seek the assistance of a professional firm, but the latter typically results in the highest chance of not only winning but also obtaining maximum compensation amounts.

2. Gather All Relevant Information

Now that you’ve passed the initial step of determining how valid your case really is, and you’re aware of the basics steps that will be involved in going forward, it’s time to start gathering any documented proof or other evidence that will support your claims.

Keeping all of your medical records in a safe location as soon as you receive them is the best approach, but even if you’ve misplaced some papers or can’t remember dates, you should be able to obtain a copy of your full medical record from the provider, and it is their legal obligation to provide such records upon your request. Since the kind of information needed will vary greatly depending on the medical condition on other circumstantial factors, it’s best to ask what evidence will be needed when participating in a free consultation, as recommended in the previous tip.

3. Carefully Study Medical Negligence Laws

Even if you plan on enlisting the assistance of an attorney, it’s still a good idea to become familiar with any applicable medical negligence laws. Being knowledgeable about medical negligence laws will help you better aid your lawyer in building a strong case. Thus, studying UK medical malpractice law may be something that you want to do during your spare time. Being that it will probably take several weeks for your case to go to court, you should have plenty of time to brush up on your legal knowledge before the court date.

4. Select a Competent and Experienced Medical Malpractice Lawyer

Now that you’re familiar with the law, have already consulted with an experienced medical malpractice firm, and are equipped with all the evidence needed to support your case, your next best move would be to partner with a medical malpractice attorney to bring the case to court. Although it is possible to represent yourself, doing so would put you at a significant disadvantage in a court of law, particularly if you have no legal experience. Utilising the proven services of a lawyer that specialises in these matters is an effective way to increase your chances of receiving maximum compensation. The cost of legal fees should not be a concern because many firms will only charge a fee if they’re able to secure a win in court.

5. Develop an Evidence-Based Case Strategy

Simply having the evidence in hand is only the first step in actually presenting it in a way that will persuade the judge that your claims are valid. Experienced medical negligence solicitors will confront this challenge by headlining the case with indisputable facts that can be supported by the evidence you’ve gathered. After those aspects have been adequately covered, then the lawyers would typically start discussing the secondary negative effects that the patient suffered due to the medical negligence. However, the case should always be led and backed by as much tangible evidence as possible, including medical imaging records, expert testimonies, and any other factual pillars that can bolster your claims.

6. File the Claim as Quickly as Possible

In the UK, you have up to three years to file a medical negligence claim, and that usually gives people enough time to truly experience the negative effects of the malpractice and then react accordingly. However, it should be noted that claims failed within one year are typically the most likely to win an in-court judgement.

For this reason, it’s best to take legal action as soon as you’re aware that medical negligence has been committed. Furthermore, securing a settlement faster ensures that you’ll have the funds needed to cover any medical or living expenses that have arisen or gone unpaid due to your condition, which can save you from credit problems and other financial woes.

7. Don’t Settle for Out-of-Court Settlements

Finally, if you have a really good case that’s probably going to win, many medical providers will attempt to offer you an out-of-court settlement. Although the prospect of immediate compensation can be tempting, keep in mind that you stand to gain much more by bringing the case to court.

The defendant knows that they’ll be paying more in legal fees and will be ordered to pay a larger settlement if the case goes to court, so they often try to mitigate their losses by offering a smaller amount if you’ll agree to settle out of court. If a legal professional believes you have a promising case, it would be much better to take it to court for a larger settlement.

Taking the Right Steps to Obtain Rightful Compensation

In closing, filing a medical negligence UK claim can seem like an intimidating challenge, but once you have the right help in your corner, it’s actually a very simple process. As long as you follow the tips above, use the best medical negligence solicitors, and base your case on the evidence, you should have no problem receiving a settlement sufficient to compensate for all of your financial and emotional hardships. While you still may have to address healing and recovery to correct the that the negligence had on your health, at least you won’t have other problems compounding the stress.

 

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Time Saving Beauty Hacks For Busy Moms 0 17

Time Saving Beauty Hacks For Busy Moms
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No matter how busy you think your life is, you’ve probably got nothing on the crazy schedule of a new mom. All at once, everything else in your life that used to draw your attention is now shifted to your child. It’s not surprising or unnatural that putting aside time for some much-needed self-care is no longer a priority once women start a family.

The constant needs of a child can drown self-care needs that used to be a priority before motherhood. Taking time to style your hair just right, put on a full face of makeup or even getting to have a shower all to yourself seem like the dreams of yesterday for busy moms.

Being a mom, whether you are in Chicago or Los Angeles is the most important role that you will ever have; it’s universally demanding. It’s also important to start teaching your child about taking time to take care of themselves, which they can learn by watching you. Grooming habits and taking care of yourself even when you are pressed for time is a good example of healthy habits to pass along to your children.

You don’t need to look like you are about to walk a runway every day but there are a few time-saving beauty hacks that are great for busy moms. From getting the best laser hair removal Chicago has to offer to embracing your natural hair color and texture, you can still save time and look radiant.

Minimize Makeup Routine

There isn’t a mother on the planet that doesn’t know what it’s like to always look tired around the eyes and lose a bit of your natural glow from pure exhaustion. You may not want to completely embrace the fully natural look but, that doesn’t mean that you can’t show your beauty to the world.

Start with a combination product that includes moisturizer and a light pigment to help you renew your skin’s moisture and even out your complexion. Add a bit of mascara to your upper and lower lashes to give your eyes a more alert and open appearance. Finish off your look with a bright lip stain that will stay on all day and stand up to lots of baby kisses.

Shower At Night

Days are the busiest time for moms so it can be nearly impossible to fit a shower for yourself into the schedule. Take a bit of time at night when the day slows down a bit to jump in the shower for a few minutes. This can become a relaxing routine at the end of a long mommy day and help you to sleep better and rise ready for another day.

Simple Hair

When you become a mom you can say goodbye to fancy hairstyles on a daily basis. This doesn’t mean that you have to walk around looking like you have never used a brush or a comb but, embracing your natural hair has its benefits. Get comfortable with your natural hair texture and try simple styles that can be done on the run.

You may even want to go with a short and sassy style when you start your family. Most women can rock a pixie cut with very little effort and maintenance.

Laser Hair Removal

Mom’s that can barely get in the shower long enough to rinse off don’t have time to worry about shaving their legs. Most moms know that things can get pretty prickly between shaving sessions. If you want a permanent solution you can talk to a dermatologist about the benefits of having laser hair removal treatments.

Conclusion

There is nothing more beautiful than a new mother. Even with a busy schedule and a huge shift in your priorities, it’s still possible to look your best with these time-saving beauty hacks.

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What New Parents Should Look for in a Credit Card 0 20

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Author: Michelle Couch, Financial and parenting writer

Michelle Couch is a freelance writer who covers family finance, personal finance, parenting and more. Couch lives in Maryland, MA and loves to leverage credit card points to travel with her husband and two children. 

Having a baby brings overwhelming joy but also comes with a lot of new expenses. From buying packs of diapers in bulk, to walking the grocery aisles for baby food, your expanding shopping list may mean it’s time to consider opening a credit card that fit your new family needs.

Data shows, in the first year alone, the cost of raising a baby can run up to $21,000, and the cost of raising a child to adulthood can increase after that. In order to maximize your financial flexibility and your credit card rewards, the credit cards you carry should evolve as your family and spending habits change. Read on for the qualities you should look for as well as some of the best credit cards for each stage of raising a family based on your goals and spending habits.

Parenting stage: Newborn baby

When you have a newborn baby, you will spend an outrageous amount of money on new baby gear – from diapers to medical bills and childcare. Having a credit card that gives you rewards and cash back for all those expenses can be beneficial and help ease the burden of all those extra costs. Choose an easy-to-use card that will reward you for the spending you’re going to do and skip cards that give you extra points for entertainment and dining out, since you’ll likely cut back in those categories. The Brim Financial credit card, for example, has built a unique rewards marketplace that provides points for the things you will need for your little one like groceries and retail items.

Parenting stage: School-age kids

As time goes on, you’ll spend less on diapers and baby food, but that does not mean spending costs will decrease. A USDA analysis found that family expenses actually increase as a child ages. Spending costs will go more towards extracurricular activities and your grocery budget will increase. New moms and dads will appreciate the Blue Cash Preferred® Card from American Express because this credit card offers the highest cash-back rate at U.S. supermarkets at 6%.

Parenting stage: Teenagers

Once your child is 16, many experts recommend making your teenager an authorized user on one of your credit cards to help build your child’s credit history. Keep in mind that just because you add your teen as a user doesn’t mean you have to give them the card. If your goal is to maximize rewards, The Chase Freedom and Discover It Cash Back all offers 5 percent cash back each category in different categories, ranging from dining to gas.

Parenting stage: Kids off to college

It’s never too early to start saving for your child’s college education. 529 college savings plans are your best bet when planning for future college costs. A 529 plan is a savings account where the money is used to pay for the beneficiary’s college expenses and K-12 tuition, tax-free. If your goal is to enjoy more time to yourself since your child is away at college, apply for a premium travel card with a big sign-up bonus to help pay for those planned vacations. The Chase Preferred and Reserve cards offer 3 percent back in both dining and travel.

The Takeaway

As your children grow from diapers to college caps and gowns, different credit cards can help you reach and manage your goals dependent on your household spending. Credit card users should switch cards frequently as their spending habits change and the issuers change their offerings.

Photo by Blake Wisz on Unsplash

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