The Generation Game – Child Safety Matters Comments Off on The Generation Game – Child Safety Matters 0

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Protect and nurture the next generation. That’s all. Try to have fun along the way, of course, and if you can, try to expand your own horizons and leave a little something extra for the world to let us all know that you were here and you did good things. But ultimately, protecting and nurturing the next generation is your main job. If you can do that each day, you can go to bed content. This made me think. How can we – all of us – take steps to ensure the safety of our young ones? After all, you can’t wrap them in cotton wool until they’re 26, and some children are so accident prone that almost nothing can help them to avoid the hidden perils of life lurking around every corner. Outthinking and preparing for each step a child takes towards certain doom can be hard. We can but try, as they say…

One Stop Shop – Stop Signs

We’re starting with a big one. The roads. Why? Because ever since the Romans invaded Europe a couple of thousand years ago and introduced us all to quality permanent roads, we’ve been terribly new fangled with them in a way that doesn’t appear to be waning. Roads are outside every window. They cut through deserts and ice sheets and mountains. There’s really no getting away from them. The problem is, children aren’t receptive to the constant danger of traffic. Want to know how you can help? See roadtrafficsigns.com for instant ideas on hangable and free standing stop signs. You may not be able to stop a child from running into the road, but you can do your best to make vehicles stop at busy intersections where the chance of children crossing the road is high.

Child Proof Your Home

Children love stairs. You can’t blame them. Point out Everest to travelling explorers and the next thing you know there are entire expeditions being funded to conquer it. Why? “Because it’s there”, as one famous climber was quoted as saying, right before perishing on his ascent. The point is that adults can’t help but attempt to climb up and over anything that is put in front of them, so we can hardly expect our children to show restraint. Baby gates are a must to prevent any accidental tumbles.

Online Awareness

Who remembers back when the internet began? – I can personally raise my hand. The thrill of speaking to somebody on the other side of the planet was huge. ASL? That’s what we all used to ask. Everytime I was sharing or downloading music or films (the rules were weird back then) I’d end up in conversations with people from Sweden, France, Australia, you name it. Age? Sex? Location? What time is it there? It was like reaching out to an alien and making first contact. That thrill is still the same today. Obviously, as adults we have witnessed the explosion of the net and we have seen how not everyone online is who they claim to be. Take the time to teach your child about online awareness and how never to give out personal details.

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Time Saving Beauty Hacks For Busy Moms 0 5

Time Saving Beauty Hacks For Busy Moms
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No matter how busy you think your life is, you’ve probably got nothing on the crazy schedule of a new mom. All at once, everything else in your life that used to draw your attention is now shifted to your child. It’s not surprising or unnatural that putting aside time for some much-needed self-care is no longer a priority once women start a family.

The constant needs of a child can drown self-care needs that used to be a priority before motherhood. Taking time to style your hair just right, put on a full face of makeup or even getting to have a shower all to yourself seem like the dreams of yesterday for busy moms.

Being a mom, whether you are in Chicago or Los Angeles is the most important role that you will ever have; it’s universally demanding. It’s also important to start teaching your child about taking time to take care of themselves, which they can learn by watching you. Grooming habits and taking care of yourself even when you are pressed for time is a good example of healthy habits to pass along to your children.

You don’t need to look like you are about to walk a runway every day but there are a few time-saving beauty hacks that are great for busy moms. From getting the best laser hair removal Chicago has to offer to embracing your natural hair color and texture, you can still save time and look radiant.

Minimize Makeup Routine

There isn’t a mother on the planet that doesn’t know what it’s like to always look tired around the eyes and lose a bit of your natural glow from pure exhaustion. You may not want to completely embrace the fully natural look but, that doesn’t mean that you can’t show your beauty to the world.

Start with a combination product that includes moisturizer and a light pigment to help you renew your skin’s moisture and even out your complexion. Add a bit of mascara to your upper and lower lashes to give your eyes a more alert and open appearance. Finish off your look with a bright lip stain that will stay on all day and stand up to lots of baby kisses.

Shower At Night

Days are the busiest time for moms so it can be nearly impossible to fit a shower for yourself into the schedule. Take a bit of time at night when the day slows down a bit to jump in the shower for a few minutes. This can become a relaxing routine at the end of a long mommy day and help you to sleep better and rise ready for another day.

Simple Hair

When you become a mom you can say goodbye to fancy hairstyles on a daily basis. This doesn’t mean that you have to walk around looking like you have never used a brush or a comb but, embracing your natural hair has its benefits. Get comfortable with your natural hair texture and try simple styles that can be done on the run.

You may even want to go with a short and sassy style when you start your family. Most women can rock a pixie cut with very little effort and maintenance.

Laser Hair Removal

Mom’s that can barely get in the shower long enough to rinse off don’t have time to worry about shaving their legs. Most moms know that things can get pretty prickly between shaving sessions. If you want a permanent solution you can talk to a dermatologist about the benefits of having laser hair removal treatments.

Conclusion

There is nothing more beautiful than a new mother. Even with a busy schedule and a huge shift in your priorities, it’s still possible to look your best with these time-saving beauty hacks.

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What New Parents Should Look for in a Credit Card 0 7

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Author: Michelle Couch, Financial and parenting writer

Michelle Couch is a freelance writer who covers family finance, personal finance, parenting and more. Couch lives in Maryland, MA and loves to leverage credit card points to travel with her husband and two children. 

Having a baby brings overwhelming joy but also comes with a lot of new expenses. From buying packs of diapers in bulk, to walking the grocery aisles for baby food, your expanding shopping list may mean it’s time to consider opening a credit card that fit your new family needs.

Data shows, in the first year alone, the cost of raising a baby can run up to $21,000, and the cost of raising a child to adulthood can increase after that. In order to maximize your financial flexibility and your credit card rewards, the credit cards you carry should evolve as your family and spending habits change. Read on for the qualities you should look for as well as some of the best credit cards for each stage of raising a family based on your goals and spending habits.

Parenting stage: Newborn baby

When you have a newborn baby, you will spend an outrageous amount of money on new baby gear – from diapers to medical bills and childcare. Having a credit card that gives you rewards and cash back for all those expenses can be beneficial and help ease the burden of all those extra costs. Choose an easy-to-use card that will reward you for the spending you’re going to do and skip cards that give you extra points for entertainment and dining out, since you’ll likely cut back in those categories. The Brim Financial credit card, for example, has built a unique rewards marketplace that provides points for the things you will need for your little one like groceries and retail items.

Parenting stage: School-age kids

As time goes on, you’ll spend less on diapers and baby food, but that does not mean spending costs will decrease. A USDA analysis found that family expenses actually increase as a child ages. Spending costs will go more towards extracurricular activities and your grocery budget will increase. New moms and dads will appreciate the Blue Cash Preferred® Card from American Express because this credit card offers the highest cash-back rate at U.S. supermarkets at 6%.

Parenting stage: Teenagers

Once your child is 16, many experts recommend making your teenager an authorized user on one of your credit cards to help build your child’s credit history. Keep in mind that just because you add your teen as a user doesn’t mean you have to give them the card. If your goal is to maximize rewards, The Chase Freedom and Discover It Cash Back all offers 5 percent cash back each category in different categories, ranging from dining to gas.

Parenting stage: Kids off to college

It’s never too early to start saving for your child’s college education. 529 college savings plans are your best bet when planning for future college costs. A 529 plan is a savings account where the money is used to pay for the beneficiary’s college expenses and K-12 tuition, tax-free. If your goal is to enjoy more time to yourself since your child is away at college, apply for a premium travel card with a big sign-up bonus to help pay for those planned vacations. The Chase Preferred and Reserve cards offer 3 percent back in both dining and travel.

The Takeaway

As your children grow from diapers to college caps and gowns, different credit cards can help you reach and manage your goals dependent on your household spending. Credit card users should switch cards frequently as their spending habits change and the issuers change their offerings.

Photo by Blake Wisz on Unsplash

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